INDIVIDUAL APPLICANTS
Employed / Private Sector / Civil Service
- Copy of MyKad (Front & Back)
- Valid Driving License
- Latest 3 Months Salary Slips
- Latest 3 Months Bank Statements
- Latest EPF (KWSP) Statement
Get your car loan pre-approved
Know your realistic options before you choose a car. PCC reviews your profile and explains the suitable next step—at no charge.
Monthly Repayment CalculatorRough estimate only. Final rate depends on approval.
Car priceRM 92,800 |
Down paymentRM 10,000 |
Tenure7 years |
Interest2.8% p.a. (flat) |
16 DIRECT FINANCING PARTNERS
Financing options across 16 banking & credit institutions
8 commercial banks & 8 panel credit providers · Tenures up to 9 years · Subject to approval
Who can enquire about Loan KedaiLoan Kedai is for selected cases and subject to assessment. Not every case passes, but every case gets a real look.
Rejected by a bank before
AKPK cases
Blacklist, CTOS or CCRIS issues
Self-employed with no payslip
Difficult or incomplete documents
First-time car buyers
LOAN DOCUMENTATION
Documents To Prepare
Have these ready if you can. Missing something? Ask us anyway, we will tell you what else works.
BUSINESS APPLICANTS
Self-Employed / Enterprise / Sdn Bhd
- Copy of MyKad (Front & Back)
- Valid Driving License
- SSM Company Registration (Full Set)
- Latest 6 Months Company Bank Statements
- Latest Form B / Income Tax Receipt
Loan assessment questions, answered
Clear information before you share your details. PCC's team explains the realistic next step after reviewing each case.
Can I check my car loan eligibility before choosing a car?
Yes. PCC can review your employment, monthly income, commitments and credit situation first, then explain the next suitable step.
Can AKPK, CTOS, CCRIS or blacklist cases enquire?
Yes. PCC reviews each case individually. An enquiry is not an approval, and all financing remains subject to assessment.
Do I need a payslip to make a loan assessment request?
You can start the assessment without uploading documents. PCC will tell you which documents may be needed based on your employment and application type.
Does submitting the form mean my loan is approved?
No. The form starts a preliminary assessment only. Final financing decisions are made after the relevant lender and PCC review the application.